We Are Looking For:

 

3rd July, 2025                                                       

JOB ADVERT

 Opportunity Bank is seeking for a suitable candidate to fill the position of Relationship Officer – Group and Individual.

Reports to:     Assistant Manager Relationship

Number of Vacancies:    Ten (10)

Duty Station:  Mubende, Masaka, Mbarara, Kyenjojo, Jinja, Kampala (Gayaza, Kawempe & City branches).

Job Purpose:

Growth of the Group and Individual loan portfolio by recruitment of new clients whilst maintaining the quality of the portfolio, carrying out individual marketing and group- marketing by forming focus groups and assessing their capability to have access to loans. Monitoring, recovering and maintaining client relationships.

Key Result Areas:

  1. Business Growth
  • To grow the bank business in terms of assets (loans) and liabilities (customer deposits), customer base and income through personal selling activities within existing customer portfolio and getting new ones within the Bank’s target markets
  • Recruit Individual and group loan clients to achieve loan disbursement and portfolio growth targets.
  • Assessment of potential group / Individual loan clients to make sure they meet the required standards for borrowing from OBUL.
  • Sit on loans committee to agree on clients for loan approval
  • Maintain relationships by visiting groups and attending group meetings
  • Training clients about OBUL, expectations from OBUL as well as terms and conditions.
  1. Monitoring and managing portfolio
  • Monitor portfolio by tracking all clients, identifying any potential default cases and developing mitigants for them.
  • Ensure clients comply with the OBUL policies as well as terms and conditions attached to loans.
  • Maintain the PAR of one’s portfolio within the bank’s PAR quality standards
  1. Reporting
  • Prepare weekly and monthly reports to the branch manager and discuss weekly performance with immediate supervisor
  1. Building customer relationship
  • Maintain relationships by visiting clients and solving any customer related issues raised by them
  • Customer service, handling client inquiries and guiding them on how to apply for loans, use the bank’s payment channels
  1. Recovery
  • Recovery of defaulted loans

Minimum Qualifications and Experience

  • University degree preferably in Business related discipline.
  • Relevant professional qualifications in microfinance, banking, finance or marketing provide an added advantage.
  • Relevant credit experience is an added advantage
  • Must possess a Credit pass in Maths and English at ‘O’ Level

Personal skills and abilities

  • Good understanding of Credit risk management.
  • Good understanding of sales management
  • Excellent Interpersonal skills
  • Good Customer care
  • Good communication skills (Oral and written) and MUST be fluent in English.
  • Analytical thinking
  • Good computer skills e.g Microsoft Word, excel, email & Internet.
    • Demonstrated ability to work as a part of a team

Opportunity Bank is an equal opportunity employer. All qualified candidates are encouraged to apply, regardless of disability, gender, marital status, religion and ethnicity.

Interested candidates should send their signed application letters indicating your preferred location, academic documents, together with their curriculum vitae in one PDF Folder clearly stating the job title in the subject line to recruitment@opportunitybank.co.ug   not later than 5:00 Pm on Thursday 10th July 2025.