Bancassurance

Motor Comprehensive
RequirementsBenefits
  • Valid logbook
  • Valuation report
  • Valid driver’s permit
  • Completed proposal form & KFD documents
  • 4% – 7.5% of vehicle value
Covers motor accidents, third-party liabilities, theft, fire and related risks.
Agriculture Insurance
RequirementsBenefits
  • Opportunity Bank customer
  • Completed proposal form & KFD documents
  • 2.5% – 6% of value
Covers multi-peril and weather-indexed risks for crops and livestock.
Fire Policy / Household Items
RequirementsBenefits
  • Valuation report
  • Property receipts
  • Completed proposal form & KFD documents
  • 0.15% – 0.4% of value
Covers fire damage and related perils such as lightning.
Child Education Policy
RequirementsBenefits
  • Parent’s valid National ID
  • Passport photos (parents & child)
  • Completed proposal form & KFD documents
  • Minimum UGX 200,000 for 5 years
Funeral cover, school fees payout, and policy continuity upon death of insured.
Savings Policy
RequirementsBenefits
  • OBUL client with valid National ID
  • Completed proposal form
  • Standing order (min UGX 200,000/month)
Earn interest with payout at maturity (5–10 years).
Hospital Cash
RequirementsBenefits
  • Valid ID
  • Completed KFD document
  • Minimum premium UGX 3,015/month
UGX 50,000 per night hospitalization + funeral benefit (min UGX 500,000).
Opportunity Sanyu
RequirementsBenefits
  • Open savings account
  • Minimum UGX 2,000/month (UGX 24,000/year)
  • Completed Sanyu KFD form
Cash-back for medical expenses + funeral cover for family.
Opportunity Sanyu Coverage Options
BenefitBronzeSilverGoldPlatinum
Hospital CashUGX 750,000UGX 750,000UGX 2,100,000UGX 500,000
Per Night25,000 (30 nights)25,000 (30 nights)70,000 (30 nights)50,000 (10 nights)
Outpatient50,000100,000
Last Respect600,000600,0001,000,0001,000,000
Monthly Premium2,0003,8004,8005,000
Annual Premium24,00045,60057,60060,000